Car loan Use this loan to purchase a car or a motorcycle. Whichever YOU want!

The most convenient and quickest way to conclude a loan agreement is on our website, www.inbank.lt. After entering the necessary details and having completed an evaluation, you will be able to see the loan options offered. Choose the financing amount you want and sign the agreement.

You have the right to repay consumer credit to us at any time either in part or in full, however, in this case, You are obliged to pay to the bank Interest, Agreement Administration Fee, Default Interest and other fees under the Agreement, calculated until the repayment day. If You intend to exercise this right, you have to notify us in writing at least 10 calendar days before the repayment date, so that Inbank could recalculate payable amounts and implement Your right to consumer credit cost reduction. Inbank shall not claim any compensation for early repayment.

It will be fastest if you contact us + 370 700 700 80, or email us info@inbank.lt and provide your agreement number.

You can find out the outstanding amount of your loan by logging into the self-service website, www.inbank.lt, by contacting us via phone at, + 370 700 700 80, or via email at info@inbank.lt.

Please have your agreement number or customer code ready so we can quickly provide you with the information you need.

Use the calculators on Inbank.lt to get a preliminary quote.

The interest rate on a consumer loan is from 6.9%. Contract fee: 2.95%. Contract administration fee: from 0.26%. For example: if borrowing 5 873.00 EUR over the period of 69 months, annual interest rate of 6.90%, an agreement fee of 0,30%, monthly administration fee of 2,95%, APR - 14.76%, the total payable amount is 8 556.00 EUR and a monthly payment is 124.00 EUR.

The interest rate on a home improvement loan is 5.9%. Contract fee: 2.82%. Contract administration fee: from 0.28%.For example: if borrowing 10 277.00 EUR over the period of 69 months, annual interest rate of 5.90%, an agreement fee of 2.82%, monthly administration fee of 0.28%, APR - 13.25%, the total payable amount is 14 469.99 EUR and a monthly payment is 209.71 EUR.

The interest rate on a car loan is from 5.9%. Contract fee: 2.85%. Contract administration fee: from 0.30%. For example: if borrowing 7 430.00 EUR over the period of 63 months, annual interest rate of 6.90%, an agreement fee of 2.85%, monthly administration fee of 0.32%, APR - 15.34%, the total payable amount is 10 627.47 EUR and a monthly payment is 168.69 EUR.

The interest rate for loans for renewable energy solutions 4.9%. Contract fee: 1.6%. Contract administration fee: from 0.11%. For example: if borrowing 7 000.00 EUR over the period of 60 months, annual interest rate of 4.90%, an agreement fee of 1.60%, monthly administration fee of 0.11%, APR - 8.17%, the total payable amount is 8 494.20 EUR and a monthly payment is 141.57 EUR.

The maximum amount for a consumer loan and a home renovation loan and renewable energy loan is EUR 15,000. The maximum amount for a car loan is EUR 20,000.

The maximum term for consumer loan, home renovation loan is 84 months, and renewable energy loan is 72 months. The maximum term for car loan is 96 months.

There are various reasons why you may not have obtained the loan: lack of income, too many financial obligations, indebtedness to other financial institutions, a working period in the last employment is not long enough, poor credit history, or others.

The Law on Consumer Credit of the Republic of Lithuania forbids to conclude consumer credit agreements during the night, i.e. from 22:00 to 07:00.

You can confirm your personal identity with a mobile signature, a Smart-ID qualified electronic signature, an advanced signature, or by making a EUR 0.01 bank transfer from your personal bank account, or with a remote identification tool installed on our website.

The customer questionnaire and/or the submission/signing of data and consents is part of the application for a consumer loan, by filling in which you apply for a consumer loan, express your will regarding your creditworthiness assessment, provide certain data and agree to the processing of personal data, including access to external databases and registers and receiving data from them and you express other possible consents. The customer's form can be signed in the following ways: with a mobile signature, Smart-ID or advanced signature, by making a bank transfer of EUR 0.01 from your personal bank account. Submission of data and consents is carried out after authentication (identification of you / your identification), which can be done with a mobile signature, Smart-ID or advanced signature, by making a bank transfer of EUR 0.01 from your personal bank account.

The contract can be signed in the following ways: with a mobile signature, Smart-ID qualified electronic signature, advanced signature, by making a bank transfer of EUR 0.01 from your personal bank account.

If you use Smart-ID, make sure you have the right account level. You can check this by activating the Smart-ID mobile application and by clicking on the „User Information" box in the left corner. If the account level is Smart-ID Qualified Electronic Signature, the steps will be successful. If the account level is Smart-ID Basic, you will only be able to use the e-banking services and you will not be able to sign the customer application form and/or agreement. To make your Smart-ID qualified signature and start using it with other e-services, you must contact your bank or you can do so by following the instructions in your Smart-ID app.

Payment is made at the time of filling in the consumer loan application if You choose to sign the Customer Questionnaire by this mean, and (or) at the final stage of the consumer loan conclusion process, if You choose to sign the Agreement by this mean. For proper signing and identification, we need your personal identity code. Therefore, when transferring the 0.01 EUR, be sure to tick the box "I agree to transfer my personal identity code to the beneficiary". Every time you authenticate/sign the customer profile and/or the consumer loan agreement in the above-mentioned way - the amount of EUR 0.01 is not returned to you and is considered the minimum fee for personal identification. Any fees charged by the Bank that you may be required to pay are paid by you and are not reimbursed by the Bank.

The agreement number is a combination of capital letters and numbers. This number appears at the top of the first page of the agreement. It can also be found online at www.inbank.lt.

The customer code is a combination of numbers that is also listed on the first page of the agreement, after the agreement number.

 If you forgot your password, click "Forgot your password?" and enter your email. You will receive a link to reset your password.

You will see your Schedule of Instalments in the Agreement, and on the self-service website, www.inbank.lt.

BY TRANSFER
Recipient: AS Inbank Branch
Beneficiary's code: 305340173
Beneficiary's bank name and account (select one of the following):
1. Swedbank (LT507300010136846368)
2. Swedbank (LT607300010073616156)
3. SEB (LT237044060006153170)
4. SEB (LT367044060006168068)
5. Luminor (LT644010042401119285)

The purpose of payment: if the agreement is made on your behalf, please indicate the Inbank agreement number. If the agreement is made on behalf of another person, please indicate the Inbank agreement number, the person’s name and the person’s personal identification number.

IN CASH
At all cash registers of Maxima;
In the newsstands of Lietuvos Spauda and in Narvesen stores;
In Lietuvos Paštas and Paypost offices;
In press kiosks (Vaskota, UAB);
At Perlas terminals;
In the branches of SWEDBANK, SEB, and DNB.
Remember to bring your agreement sheet with the barcode with you.

You will not receive an e-invoice unless you will subscribe to this service with your payment service provider. If you have subscribed to this service, we may suspend sending e-invoices if we do not receive your payment on time. Once we receive your installment, we will update the sending of e-invoices to you.

Yes, for each loan agreement you will receive separate e-invoice if you have subscribed to this service.

The payment is credited on the same business day if you pay the installment :
- In the branches of Swedbank, Luminor or SEB until 4 pm on a business day;
- When using bank links in Inbank self-service or by bank transfer and make your payment by 4 pm on a business day.

The payment is credited on the next business day if you pay the installment :
- In Perlas terminals;
- In the offices of Lietuvos Paštas;
- In the kiosks of Lietuvos Spauda and Narvesen stores;
- In Paypost branches;
- At cash registers of Maxima;
- In the branches of Swedbank, Luminor or SEB on weekdays after 4 pm, on weekends and banking days;
- By using the bank links on the Inbank self-service website or by bank transfer, and making your installment on a business day after 4 pm, on weekends and on banking days.

If you notice that your data has been used by a third party, please notify us immediately by email at info@inbank.lt or by phone: +370 700 700 80 (business days only, 8:00 to 19:00). In all cases, for the security of your data, we recommend that you also report this to the police.

We do not require any supporting documentation, except when we conclude car loan agreement or loan agreement for solar power plant(s) acquisition: in these cases, we have the right to require to provide proof that You have used the loan for a vehicle or solar power plant(s) acquisition.

Disbursement of money can take between 30 minutes and 4 hours after signing the Agreement.

No

No, you must provide your personal bank account details when filling out the application form. Otherwise, no money will be transferred.

Contact us by e-mail at info@inbank.lt or by phone: +370 700 700 80 (8.00 - 19.00 on business days), and we will assess your situation and decide whether your additional creditworthiness assessment is possible, and what documents you will need to submit.

Yes, you can get a loan to your Revoliut account.

You can choose your payment day at the time of concluding the Agreement. The standard payment day is the 15th of each calendar month.

No, loans are not insured.

For now, there is no possibility to sign an agreement with your spouse or other people.

No, we do not provide this service.

No, but you can fill out a new application to obtain an additional loan.

There is currently no such option, but we invite you to follow our news as we plan to offer our customers more attractive services in the near future.

No, we currently only grant loans to natural persons.

No, there is no such option at the moment.

The loan agreement can be concluded by an 18-year-old and older person.

Yes, provided that you have a permanent residence permit in Lithuania.

Payment of installments, except for Interest, might be deferred not longer than for 3 (months), but only if You meet all criteria stipulated by the Law on Consumer Credit. In such a case, please contact us by e-mail at www.inbank.lt or by phone: +370 700 700 80 (8.00 - 19.00 on business days).