Car loan Use this loan to purchase a car or a motorcycle. Whichever YOU want!

Monthly payment

You may be also offered different terms and conditions of the online loan, which can depend on the results of your creditworthiness and risk assessment carried out by the bank.

Why Choose an Inbank Car Loan?

An „Inbank“ car loan is a consumer loan for the purchase of a car, motorcycle or other vehicle. If you want, you can even repair or upgrade your existing car. You are completely free to make the decision that suits you best. We made sure that the purchase of a car in installments will be as easy and simple as possible. An „Inbank“ car loan allows you to choose the car you want from any legal or natural person. The „Inbank“ car loan is provided without a down payment. When purchasing a vehicle with an „Inbank“ loan for a car, we do not limit its age or model. We do not require KASKO insurance and - most importantly - you will immediately become the owner of your vehicle.

affordable car loan interest rate

Annual interest rate from 5.90%

Quick granting and transferring of the loan.

Fast granting and transferring of the loan.

Applying for a Small Loan is Easy!


Apply for a Loan

When you need a car loan, a calculator is the easiest way to evaluate your options. We aim to offer you the cheapest car loan, so please fill out the application carefully.

Verify Your Identity

Follow the instructions to verify your identity. This is a mandatory step when providing a car loan.

Sign the Agreement

We aim to give you a car loan as smoothly as possible, so you can sign a car loan agreement from home with a mobile signature, „Smart-ID” or in other ways.

Receive the Transfer to Your Account

A car loan will be granted once we have carried out a risk assessment. The car loan will be transferred to your bank account shortly.

Car Loan Terms

Amount: 1 500 - 20 000 EUR

Period: 6 - 96 months

Interest rate: from 5.90%, depending on the loan amount, the period, the results of creditworthiness and risk assessment

Agreement fee:2.85%

Agreement administration fee: from 0.3%

The amount of the loan depends on your income, obligations, and the results of the assessment of your creditworthiness and risk conducted by the bank.

For example: if borrowing 7 430.00 EUR over the period of 63 months, annual interest rate of 6.90%, an agreement fee of 2.85%, monthly administration fee of 0.32%, APR - 15.34%, the total payable amount is 10 627.47 EUR and a monthly payment is 168.69 EUR.

We Can Grant You a Car Loan if:

  • You are at least 18 years of age and you are a citizen of the Republic of Lithuania or you are allowed to live permanently in Lithuania;
  • You are discharging your financial obligations to financial institutions and other service providers properly and in a timely manner;
  • The agreement is concluded from 7:00 until 22:00 on weekdays, weekends, holidays.

Early repayment and withdrawal from the agreement

  • You have the right to repay consumer credit to us at any time either in part or in full, however, in this case, You are obliged to pay to the bank Interest, Agreement Administration Fee, Default Interest and other fees under the Agreement, calculated until the repayment day. If You intend to exercise this right, you have to notify us in writing at least 10 calendar days before the repayment date, so that Inbank could recalculate payable amounts and implement Your right to consumer credit cost reduction. Inbank shall not claim any compensation for early repayment.
  • You have the right to withdraw from the Agreement. In order to exercise this right, You have to submit an application to Inbank not later than within 14 calendar days after the conclusion of the Agreement and not later than within 30 calendar days from the application date to repay Inbank the entire consumer loan together with the Interest accrued from the date the consumer loan was granted to the date the consumer loan was repaid. This interest is calculated on the agreed Interest rate.
  • You have the right to withdraw from the Agreement during the “cooling off” period. In order to exercise this right, You have to notify Inbank about it and repay Inbank the entire consumer loan, without paying any Interest and other fees, within 2 calendar days from the consumer loan disbursement date.

Important information before entering into the agreement

Assess whether a consumer loan is the right solution for you, based on your needs and financial condition.

  • Please read the terms of the agreement carefully before signing and do not hesitate to ask if you need more information.
  • Consider the risks. Keep in mind that the event of payment difficulties can make it more difficult to borrow in the future.
  • You can find more information about the various financing options available at Inbank on our website. If you have any questions, please do not hesitate to contact our customer service department.
  • Please review the terms again after concluding the agreement. You will then be confident that you will be able to meet your obligations properly and on time.
  • Please let us know immediately if you have any difficulties in meeting your obligations. This will avoid additional costs and litigation.
  • Please read our emails carefully and let us know immediately if your contact information changes.

Loan is a financial obligation. Before you submit the application, please assess your financial position and think about whether you really need the loan so you can be sure that you are able to repay the loan. You may have to pay default interest and compensate for debt collection expenses if you fail to make payments when due and may make it difficult for you to obtain future loans from Inbank and other financial institutions.